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Who will build own house / Flats?
As per Vedic astrology, Mar is karaka for land/ earth. Sukarn ( Venus ) represents Luxury House. When Mar is placed in 2 house or 12th house with Saturn or Guru ( Jupiter ) aspects it then Native will have own house. If native have strong Venus, he will possess luxury house. Strong Venus means, it should be exalted / own house or placed in the friend house.
When kochara Jupiter or Saturn comes to Venus or Mars place in birth chart then above mentioned result will happen.
Some exception rules:
When Venus aspects/conjunction combines with enemy planet Ketu, then native will face lot of struggle to have own house. Similarly when Mars aspects Ketu, the person will have house yoga/ own house by debt or bank loans.